HAVE ANY QUESTION? APPLY NOW☎ (844) 241-7720✉ shannon@pierpointmortgage.com
CALL (844) 241-7720 | APPLY NOW
APPLY NOW · 10 MINUTES · HUNDREDS OF LENDERS

Apply for Your Mortgage — 10 Minutes, Hundreds of Lenders, No Hard Credit Pull

Get pre-approved by PierPoint Mortgage in under 10 minutes. We match you to the right loan product from hundreds of wholesale lenders across 15 states. NMLS #112844, 32 years in business, 4.9★ from 152 verified reviews.

Applying for a mortgage with PierPoint takes about 10 minutes. You provide basic information about yourself, your income, and the home you’re buying or refinancing. We use that to shop hundreds of wholesale lenders and match you to the best rate and loan program. You won’t see a hard credit pull until you’re ready to lock in. Call (844) 241-7720 if you prefer to apply by phone.

What information do I need to apply?

The basic application asks for information you already have. Have these ready to speed things up:

  • Your name, email, phone number
  • Annual gross income (from W-2, 1099, or self-employment)
  • Current employer and length of employment
  • Estimated home price or current loan balance (for refinance)
  • Property address or state where you plan to buy
  • Rough credit score range (we do a soft pull only until you’re ready to lock)

What happens after I apply?

1

Application Submitted

Your information hits our system instantly. We never sell or share your data.

2

Pre-Approval in 10 Min

A licensed broker reviews and issues pre-approval — usually within 10 minutes during business hours.

3

Rate Shopping

We compare hundreds of lenders to find the best rate and program for your situation.

4

Close in 25 Days

Once you accept the rate, we close in an average of 25 days — among the fastest in the industry.

Is the application secure?

Yes. All information submitted through our application is encrypted with 256-bit SSL, never sold, never rented, and used only to match you with licensed loan options. PierPoint Mortgage is NMLS-licensed (#112844) and fully compliant with federal TRID, RESPA, and state mortgage regulations. We’re licensed in Alabama, California, Colorado, Connecticut, Florida, Georgia, Louisiana, Maine, Michigan, North Carolina, Oklahoma, Oregon, Pennsylvania, Virginia, and Washington.

What if I want to apply over the phone?

Call (844) 241-7720 during business hours to apply with a licensed broker. We’ll collect the same information verbally and walk you through your options in real time. Phone applications take about 15 minutes.

Start your mortgage application now

Pre-approved in 10 minutes. Hundreds of lenders shopped. No hard credit pull until you’re ready.

Apply Now — 10 Minutes

NMLS #112844 · 4.9★ from 152 verified reviews


NMLS #112844

Lower Your Monthly Payments Today!

Refinance your existing mortgage to reduce your monthly payment.

Disclosure: By refinancing your existing loan, your total finance charges may be higher over the life of the loan. PierPoint Mortgage, LLC • NMLS ID #112844 • nmlsconsumeraccess.org

Useful Links

Contact Us

3088 Sheffield St. STE B
Muskegon, MI 49441

(844) 241-7720

shannon@pierpointmortgage.com

NMLS Consumer Access

© 2026 PierPoint Mortgage LLC - NMLS #112844